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What does the Corona crisis mean for insurers?

The spread of the coronavirus is also of concern to insurers. We draw a mood picture of the current situation among health insurers, reinsurers and direct insurers and shed light on the insurability of the pandemic risk.


  • What challenges did insurers face at the beginning of the crisis?
  • What are the biggest concerns?
  • What lasting changes will the crisis trigger in the insurance sector?
  • Why are pandemics difficult to insure?

The aim of this series of surveys is to provide information to help cope with the situation.


Figure: Possible extreme and trend scenarios for the further course of the crisis and its effects (as of May 2020)

Further publications on the topic

In the article of 6th May 2020 in HZ Insurance, we look into the question of why the line of insurability runs between epidemic and pandemic and why industry and politics are now in demand.

Mazars Ireland has replicated our study for the Irish life insurance market. The study can be found here:

Contact person Mazars

Denise Wipf, Partner and Head of Insurance, Mazars Switzerland AG

Hans-Jürgen Wolter, Partner and Head of Actuarial & Risk, Mazars Switzerland AG

Rainer Fuchs, Managing Director and Local Partner, Mazars Austria

Contact person ZHAW