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Risk Manager Insights

We regularly survey risk mamager of Swiss insurance companies on various topics. Through the series of surveys over several years, we can show a unique picture of risk management and the development over the years, of risk management processes and organization in Swiss insurance companies. In recent years, the surveys have focused on Own Risk and Solvency Assessment (ORSA), Public Disclosure, the 3 Lines of Defense model, the impact of Covid-19 and Business Model Transformation. The studies were supported by business partner Mazars AG. Below you will find all publications and studies published by the Institute for Risk & Insurance and Mazars AG since 2017.


Maturity of compliance management systems at Swiss insurance companies.

Download the study in German(PDF 4,2 MB)
Presentation of the study results in German(PDF 2,8 MB)


Business Model Transformation in the Swiss Insurance Market - The Role of Risk Management.

Download the study in German (PDF 1,5 MB)
Download of the study in French (PDF 1.5 MB)

In the article of April 20, 2021 in HZ Insurance, the main findings of the study were processed and presented (only available in German).

Presentation of the study results in German (PDF 2.2 MB)

Sentiment on the impact of COVID-19 on the Austrian insurance industry.

Download the study on the Austrian insurance industry in German (as of June 2020).

How Insurers in Switzerland Experience the Corona Crisis: A Mood Survey.

Download of the study on the Swiss insurance market (survey of March 2020): German, English, French.

The article of July 1, 2020 in the Swiss Insurance Association as well as in Impact ZHAW deals with the question of insurability of pandemics. To the German, English, Italian and French version of the article.

In the May 6, 2020 article in HZ Insurance, we explore why the insurability boundary runs between epidemic and pandemic and why the industry and policymakers are now called upon.

Insight into the practice of the three lines of defense at Swiss insurers.

Download the study on the model of the three lines of defense: English, French, German.

Here you can find the presentation of the study results (PDF 2,2 MB).

Public Disclosure in the Insurance Market. Initial experience with the report on the financial position.

Download the full study in German and the core results in English.

ORSA Switzerland. Where do Swiss insurers stand?

Study 2018

Download the study on the implementation of the ORSA in German and English.

Study 2017

Download the study on the implementation of the ORSA in English, French and German.

Contact person ZHAW

Contact person Mazars

Denise Wipf, Partnerin und Leiterin Versicherungen, Mazars Switzerland AG