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Dr. Ricarda Haffki

Portrait Dr. Ricarda Haffki

Dr. Ricarda Haffki

ZHAW School of Management and Law
Real Estate Management and Finance
Gertrudstrasse 8
8400 Winterthur

+41 58 934 63 84
ricarda.haffki@zhaw.ch

Work at ZHAW

Focus

Real Estate Finance

Teaching

  • Real Estate Valuation
  • Real Estate Investment & Finance

Experience

  • Corporate Office / Corporate Development
    Deutsche Pfandbriefbank AG
    03 / 2023 - 06 / 2024
  • Doctoral Candidate & Research Assistant
    EBS Universität für Wirtschaft & Recht
    02 / 2019 - 02 / 2023
  • Credit Manager - Real Estate Lending North America
    Deka Bank Deutsche Girozentrale
    07 / 2017 - 12 / 2018
  • Investment Manager
    Deka Immobilien
    03 / 2015 - 06 / 2017

Education and Continuing education

Education

  • Dr. rer. pol. / Real Estate Finance
    EBS Universität für Wirtschaft & Recht
    2019 - 2023
  • Master of Science / Business and Human Resource Education
    Otto-Friedrich-Universität Bamberg
    2013 - 2016

Continuing Education

CAS Higher & Professional Education
ZHAW School of Management and Law
06 / 2025

Publications

Articles in scientific journal, peer-reviewed

Haffki, R. and Hennig, K. (2025) 'Determinants of credit spreads and cash flow-related lending in commercial real estate', Research in International Business and Finance, 74(102669). doi: 10.1016/j.ribaf.2024.102669.

Other publications

Haffki, R. and Bojic, I. (2025) 'Hypotheken : eine strategische Investition für Pensionskassen über Plattformen', MoneyToday.ch. Available at: https://www.moneytoday.ch/news/hypothekenanlagen-eine-strategische-investition-fuer-pensionskassen-ueber-plattformen.

Publications before appointment at the ZHAW

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