Dr. Ricarda Haffki
Dr. Ricarda Haffki
ZHAW
School of Management and Law
Real Estate Management and Finance
Gertrudstrasse 8
8400 Winterthur
Work at ZHAW
Focus
Real Estate Finance
Teaching
- Real Estate Valuation
- Real Estate Investment & Finance
Experience
- Corporate Office / Corporate Development
Deutsche Pfandbriefbank AG
03 / 2023 - 06 / 2024 - Doctoral Candidate & Research Assistant
EBS Universität für Wirtschaft & Recht
02 / 2019 - 02 / 2023 - Credit Manager - Real Estate Lending North America
Deka Bank Deutsche Girozentrale
07 / 2017 - 12 / 2018 - Investment Manager
Deka Immobilien
03 / 2015 - 06 / 2017
Education and Continuing education
Education
- Dr. rer. pol. / Real Estate Finance
EBS Universität für Wirtschaft & Recht
2019 - 2023 - Master of Science / Business and Human Resource Education
Otto-Friedrich-Universität Bamberg
2013 - 2016
Continuing Education
CAS Higher & Professional Education
ZHAW School of Management and Law
06 / 2025
Publications
Articles in scientific journal, peer-reviewed
Haffki, R., & Hennig, K. (2025). Determinants of credit spreads and cash flow-related lending in commercial real estate. Research in International Business and Finance, 74(102669). https://doi.org/10.1016/j.ribaf.2024.102669
Other publications
Haffki, R., & Bojic, I. (2025). Hypotheken : eine strategische Investition für Pensionskassen über Plattformen. MoneyToday.ch. https://www.moneytoday.ch/news/hypothekenanlagen-eine-strategische-investition-fuer-pensionskassen-ueber-plattformen